Free Kasasa Cash Back® Checking

Free Kasasa Cash Back Checking

With Free Kasasa Cash Back® Checking you can enjoy high interest earnings and refunds on ATM withdrawal fees.*


If you’ve ever had a monthly service fee on a checking account, Kasasa Cash Back® is here to make up for it. This free checking account actually pays you – and there’s never a monthly service fee to worry about.

Earn 4.00% cash back on your everyday debit card purchases, with no category restrictions.* You’ll also get refunds on ATM withdrawal fees, nationwide – so you can get to your money when and where you need it. Add a free Kasasa Saver® to your account to simplify saving. Visit any of our convenient locations to open your accounts.


  • Free checking that pays you back
  • 4.00% cash back on debit card purchases
  • No category restrictions on purchases
  • Cash back earned on up to $200 in purchases monthly
  • Earn up to $96 cash back per year, $8 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)*
  • Link to free Kasasa Saver to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free e-statements
  • Free online banking
  • Free mobile banking with mobile deposit
  • Free MasterCard® debit card

Please note that receiving e-statements is a condition of having this account.

Earning your rewards is easy!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 POS (Point of Sale) debit card purchases
  • Be enrolled in and log into online banking, receipt of electronic statement to a valid email address is a condtion of these accounts
  • $100 minimum deposit to open

And if you don’t meet these qualifications, don’t worry – your account is still free.
And you can get right back to earning your cash rewards the very next cycle that you qualify.


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*Kasasa Cash Back Disclaimer
Kasasa Cycle Date Information