Checking & Cards

Business Checking

For business customers who need unlimited access to their funds on a daily basis. Fees are calculated on a Commercial Account user-based rate structure that’s simple, convenient and offers a monthly credit allowance to offset service fees.

Rates in effect on the first business day of each month will apply. The Wall Street Journal daily reports Prime and Federal Discount rates in its Money Rates column located in the Money & Investing section.

Monthly maintenance fees include:

• Monthly statement preparation: $7.00
• Checks written by you: $0.15
• Deposits: $0.45
• Deposited “on us items” (checks drawn on Sullivan Bank): $0.05
• Deposited “transit items” (checks drawn on other institutions): $0.10
• Automatic debits: $0.15
• Fee for non-investable balance: Prime rate -1%. (deposited checks which funds have not been collected)
• Credit for investable balance Federal Reserve Discount rate +1%

Business Credit Cards:

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

• Free online expense reporting tools.
• No fee for additional employee cards.
• Mobile payment capability for added convenience.
• Zero Fraud Liability. * You won't be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day/365 days per year.

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The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.