The following fees may be assessed against your account and the following limitations, if any, may apply to your account.
| Fee Description | Amount or Percent | Important Notes |
|---|---|---|
| Account Research | $20 | Per hour with 1 hour minimum |
| Account Activity Printout | $1 | |
| ATM Fee, Foreign Terminal Withdraw | $1.50 | Some terminals may charge additional fees |
| ATM Fee, Non-Customers | $3.25 | |
| Cashier's Checks - Celebrity Accounts | $1.50 | |
| Cashier's Check, Customers | $2 | |
| Change Orders, Non-Customers | 1% of Order | Minimum of $5 |
| Checkbook Balancing Assistance | $10 | Per hour with 1 hour minimum |
| Check Cashing, Non-Customers | $2 or 3% | Whichever is greater - Bank's discretion |
| Check Printing | Depends on check style | |
| Check Reject Fee | $5 | |
| Coin Rolling, Non-Customers | 10% | Not available at all branch locations |
| Copies, Customer | $.25 | Per page |
| Copies, Non-Customer | $.50 | Per page |
| Credit Card Cash Advance (VISA) | 3% | Service fee |
| Deposited Items Returned Unpaid | $4 | |
| Direct Collection Items | $25 | *Subsequent Presentment |
| Fax, Incoming or Outgoing | $5 | Includes All Pages |
| Inactive/Dormant Fee | $5 | No activity fee for 12 months. Fee charged monthly. |
| International Interchange Fee for MasterCard® | 1% | |
| Nonsufficient Funds (NSF) Items, Per Item (Created by Check, In-Person Withdrawal, ATM Withdrawal or other Electronic means) | $30 | Maximum of 5 ($150) Per Business Day |
| Notary Fee, Customers | $1 | |
| Notary Fee, Non- Customers | $2 | |
| Overdraft, Per Item (Created by Check, In-Person Withdrawal, ATM Withdrawal or other Electronic means) | $30 | Maximum of 5 ($150) Per Business Day |
| Positive Pay (Business Account Customers) | $10 | Per account per month |
| Premature Closing Account Fee | $15 | If account is closed within 90 days of opening |
| Reconstruction of Bank Statements | $20 | Per hour with 1 hour minimum - $.20 per copy |
| Reconstruction of Bank Statements Copies | $.20 | Per page |
| Replace Debit Card | $5 | Lost or Stolen, Not Wear-Damaged |
|---|---|---|
| Customized Debit Card | $10 | Personal Image Provided by Customer |
| Paper Statement Fee | $5 | |
| Stop Payment | $30 | All items |
| Telephone Transfers | $2 | |
| Transfers (External) – Standard 3 Day Transfer | $2.99 | |
| Transfers (External) – Next Day Transfer | $5.99 | |
| Wire Transfers – Incoming | $10 | Domestic |
| Wire Transfers – Outgoing | $15 | Domestic |
| Wire Transfers | $50 | International (If Processed with MIB) |
*First Presentment: $25.00 which will be deducted from any amounts collected and the balance will be remitted to the presenter.
*Subsequent Presentment: A cashier’s check for $25.00 must accompany all presentments for direct collection after the first presentment. The fee is non-refundable even if the items sent for collection is not paid.
We reserve the right to, at any time, require not less than a 7 day notice in writing before each withdrawal from an interest-bearing account other than a time deposit or from any savings account as defined by Regulation D.
Rev. 07/2025