The first step to buying a home is talking to a Sullivan Bank lender. We’ll help you pre-qualify, get an idea how much you can afford, help you understand your credit, understand the different loan products available to you, and what you can expect as you start looking. A pre-qualification doesn’t guarantee that you will get a loan, but it may be expected when you make an offer on a home. It assures the realtor and seller that you are serious about buying, and that you have taken the right steps toward buying a home; starting with financing.