Terms & Conditions

This website is maintained by Sullivan Bank on behalf of itself and its subsidiaries. Please read the following terms and conditions carefully. Your use and access to this website is subject to the following terms and conditions and all applicable laws. By accessing and using this website, you agree to be bound by these terms and conditions and to accept them in full, as they may be modified from time to time and posted on this website.

Copyrights and Other Intellectual Property

• Except where otherwise expressly noted, all contents of this website, including the graphics, icons and overall appearance of the website, are the sole and exclusive property of, or are duly licensed to, Sullivan Bank. The posting of the contents of this website neither constitutes a waiver of Sullivan Bank’s proprietary rights or any other party’s proprietary rights, including, without limitation, copyrights, trademarks, servicemarks, patents and other intellectual property, nor a transfer by implication, estoppel or otherwise of any such rights or of any license to the website. Contents of this website are protected by United States and international copyright laws, both as individual work and as a collection, and by United States and international trademark laws. You agree not to delete any copyright, trademark or similar notice from any contents you obtain from this Web site.

Permitted Use

• You are hereby authorized to view and copy the information available on this website for personal or educational purposes only. The information and materials may not otherwise be reproduced, displayed, downloaded, licensed, modified, distributed, retransmitted, disseminated, reposted, sold, published, broadcast, circulated, used to create a derivative work or otherwise used for public or commercial purposes without the prior written consent of Sullivan Bank, which may be withheld in its sole discretion.

Limitation of Warranties and Liability

• This website and its contents are provided “as is.” Sullivan Bank specifically disclaims all warranties of any kind, either expressed or implied, including, without limitation, any warranties of title or accuracy and any implied warranties of merchantability fitness for a particular purpose, non-infringement, or error-free or uninterrupted service, with the sole exception of warranties (if any) which cannot be expressly excluded under applicable law. Sullivan Bank also makes no endorsement, representation or warranty, either expressed or implied, with respect to any website operated by a third party. In no event shall Sullivan Bank be liable for any special, incidental, indirect, consequential or punitive damages of any kind or any damages whatsoever resulting from the use of this website or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer viruses, line system failure, loss of use or loss of data related to this website or any website operated by a third party, or the contents of this website or any other, whether or not advised of the possibility of damage. Sullivan Bank shall not be liable on any theory of liability arising out of or in connection with the use of performance of this information. Descriptions of, or references to, products, services or publications on this website do not imply endorsement of such product, service or publication. Sullivan Bank makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness, accuracy or reliability of the information. Some jurisdictions do not allow limitations on how long implied warranties last, the exclusion of certain incidental or consequential damages or the exclusion of certain implied warranties, so that these disclaimers and limitations may not apply to you.

Links to Other Web sites

• Sullivan Bank may establish links between this website and one or more websites operated by third parties. Sullivan Bank has no control over any such other websites, the contents therein or the products or services offered. The existence of any such links shall not constitute an endorsement, representation or warranty by Sullivan Bank of such websites, the contents of the websites, the products or services of the websites or the operations of the websites. Sullivan Bank disclaims responsibility for the privacy policies and customer information practices of third-party Internet sites hyperlinked to our sites.

Additional Limitations/Prohibitions

• Although Sullivan Bank may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards and the like on this website, Sullivan Bank is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information contained within such locations on this website. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. Sullivan Bank will fully cooperate with any law enforcement authorities or court order requesting or directing Sullivan Bank to disclose the identity of anyone posting any such information or materials.

Information Sent to Sullivan Bank

• Any ideas, concepts, comments, suggestions and the like you submit to Sullivan Bank by means of this website or otherwise shall be deemed and remain the property of Sullivan Bank. Sullivan Bank shall be entitled to use such information for any purpose whatsoever, including, but not limited to, reproduction, disclosure, transmission, publication and posting. Sullivan Bank is entitled to treat such information as non-confidential and non-proprietary, unless Sullivan Bank has previously agreed with you in writing to keep such information confidential or unless required by law.

No Advice or Reliance

• Information on this website is not intended to provide legal, accounting or tax advice and should not be relied on for such purposes.

Revisions

• Sullivan Bank may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore visit this page periodically to review the then current Terms and Conditions to which you are bound.

Governing Law

• These terms and conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Missouri, without regard to its conflict of laws provisions, and to the laws of the United States.

Severability

• To the extent any portion of these Terms and Conditions is determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and these Terms and Conditions, as so modified, shall remain in full force and effect.

Waiver

No waiver by Sullivan Bank of any right under, or term or provision of, these Terms and Conditions will be deemed a waiver of any other right under, or of any other term or provision of, these Terms and Conditions at that time or at any other time.

Contact

• Please contact us with questions or problems with this web site.

THIS PUBLICATION COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES MAY BE MADE AT ANY TIME TO THE INFORMATION HEREIN WITHOUT PRIOR NOTICE.