Start building your nest egg with this account. You can make unlimited deposits and we can even arrange automatic transfers and direct deposits into your savings account. You can make six (6) withdrawals each month at no charge. Additional withdrawals are only $1 each. ATM access is unlimited. With a $200 balance or more, there is no monthly fee, while balances of $199 or less will have only a $2 per month fee. Minimum opening deposit is only $100.