Start building your nest egg with this account. You can make unlimited deposits and we can even arrange automatic transfers and direct deposits into your savings account. You can make six (6) withdrawals each month at no charge. ATM access is unlimited. With a $200 balance or more, there is no monthly fee, while balances of $200 or less will have only a $2 per month fee. Some fees may apply; consult an Account Specialist at your local branch for more details. Minimum opening deposit is only $100.